Group benefits

These are the benefits for the employer for their employees:

Societies, church groups, funeral schemes and stokvels can also be included.

The benefits can be tailored to suit the needs of the group. Clients can have funeral cover, death, disability, severe illness and income protector cover investments. Medical aid and medical insurance can be arranged for groups.

The products are the provident fund, pension fund, deferred compensation, and any medical care product.

The contributions to group benefits are tax-deductible from employer and employee. These also keep employees with the same employer longer. The cost of risk benefits is cheaper in a group than in an individual policy.The following group benefits are available for employers and their employees, societies, church groups, funeral schemes and stokvels can also be included.

The benefits can be tailored to suit the needs of the group. Clients can have Provident Fund, Pension Fund, as well as Deferred Compensation, Funeral Cover, Death, Disability, Severe Illness, and Income Protector Cover Investments. Medical Aid and Medical Insurance can also be arranged for groups.

The contributions to group benefits are tax-deductible from employer and employee. These also keep employees with the same employer longer. The cost of risk benefits is cheaper in a group than in an individual policy.

Pre and post-retirement planning

We help the client with calculations that will give them the capital amount needed at retirement and that will pay monthly income to maintain their lifestyle, taking into consideration the rate of inflation.

At retirement

We give the client options available in the market, whether their priority is to leave a legacy or is more interested in income for life. All options have tax implications. They also differ in terms of growth (interest).